Oh I see.
Physical skills are skills with any of the 4 physical stats (Strength, Constitution, Agility, Quickness) or any of the 'half-physical' (Presence, Self Discipline) too?
I can see your point with bleeding, ie blood in the eyes make it harder to see, continuing blood loss (what bleeding is per rules) harder to concentrate.
But my personal experience with fractures is different. I didn't get handicapped by a fractured limb to read, watch tv, calculate, remember, think of the bride side of life... Maybe at the accident including trauma and shock but definitely not the next day(s). Actually some fractures make me think deeper and more crystal clear.